01
Portfolio visibility that lags by weeks
Monthly reports assembled by hand mean that performance issues reach leadership too late. By the time a product appears in a slide deck, the window for proactive action has often already closed.
AI health scoring gives leadership a live portfolio view — risks surface the same day they emerge.
02
Product reviews without a forcing function
Without structured scheduling and automated reminders, reviews happen when someone finds time — not when regulations require. Overdue reviews create regulatory exposure that compounds over time.
Skyjed's Planner automates scheduling, tracks completion, and escalates overdue items before they become issues.
03
Consumer Duty and fair value at scale
Demonstrating ongoing fair value assessment across a retail banking portfolio is a continuous obligation — and one that most teams are managing with tools never designed for the purpose.
Skyjed structures fair value workflows within the product lifecycle, with full documentation and evidence.
04
Approval accountability gaps
Product decisions made in meetings or over email leave no traceable record. When a regulator or internal audit function asks for evidence of a decision, the answer can't always be found.
Every approval in Skyjed is logged, attributed, and permanently retrievable.
05
Multiple markets, inconsistent standards
Banking portfolios often span multiple jurisdictions with different regulatory requirements. Managing these consistently, and evidencing compliance in each, is operationally complex without a unified platform.
Skyjed supports multi-market portfolios with configurable frameworks per jurisdiction — all in one platform.
06
Sunsetting that drifts without oversight
Products that are no longer fit for purpose often linger in portfolios long past their useful life — creating ongoing cost, customer risk, and regulatory exposure that structured lifecycle management would prevent.
Skyjed tracks sunsetting products with structured milestones, owner accountability, and completion evidence.
Product types Skyjed manages
Retail deposits
Transaction accounts
Credit cards
Home loans and mortgages
Personal and business lending
SME products
Insurance products
Superannuation
Wealth and investment products
Digital banking services