01
Annual performance testing evidence
YFYS performance testing requires funds to demonstrate product performance against benchmarks — and to take documented action when products underperform. Without structured governance tooling, the evidence trail for product decisions and remediation actions is incomplete.
Skyjed structures performance monitoring and remediation workflows within the product lifecycle — every decision documented, every action tracked to completion.
02
Member outcomes assessments at scale
SPS 515 requires trustees to conduct documented annual assessments of whether each product promotes the financial interests of members. Doing this rigorously — and evidencing the assessment methodology and conclusions — across a full product range is a substantial undertaking.
Skyjed structures member outcome assessment workflows with standardised templates, scheduled reviews, and full evidence collection — consistent across every product.
03
Retirement Income Covenant strategy documentation
The Retirement Income Covenant requires trustees to formulate, review, and document a strategy for how the fund will assist members in retirement. This strategy must be evidenced, updated, and demonstrably implemented — obligations that require structured governance tooling.
Retirement income strategy documented and governed within Skyjed — evidence of formulation, review, and implementation maintained throughout.
04
Insurance product governance within super
Insurance offerings within super funds — death, TPD, and income protection — carry their own product governance and member outcome obligations. Managing insurance product review cadences alongside investment product governance — in an integrated way — is operationally complex without a unified platform.
Investment and insurance products governed within the same platform — consistent review standards, shared evidence infrastructure, unified audit trail.
05
APRA audit and supervisory scrutiny
APRA's supervisory intensity has increased significantly since the Royal Commission. When APRA asks for evidence of product governance decisions — who made them, when, on what basis — the documentation must be immediately accessible and demonstrably complete.
Skyjed collects evidence continuously — every product decision, approval, and review permanently logged and immediately retrievable for APRA and trustee review.
06
Fee and cost disclosure documentation
ASIC RG 97 and super fee disclosure obligations require accurate, current, and consistently calculated fee information across all product options. Managing this — and evidencing the calculation methodology — at the product level requires structured governance infrastructure.
Fee and cost data structured and version-controlled within the product record — always current, always defensible for ASIC review.
Product types Skyjed manages
MySuper products
Choice accumulation options
Account-based pensions
Transition to retirement products
Death cover
TPD insurance
Income protection
Lifecycle investment options
Sustainable investment options
Defined benefit products